Type Features Dividend Rate APY

91 Day Certificate Minimum Balance $1000 2.77% 2.80%

182 Day Certificate Minimum Balance $1000 2.83% 2.85%

Regular 12 Month Certificate Minimum Balance $1000 2.97% 3.00%

Add-On Certificate
(1 Year) Minimum Balance $1000 2.90% 2.90%

Regular 18 Month Certificate Minimum Balance $1000 3.31% 3.35%

Regular 24 Month Certificate Minimum Balance $1000 3.45% 3.50%

Regular 36 Month Certificate Minimum Balance $1000 3.50% 3.55%

Regular 48 Month Certificate Minimum Balance $1000 3.69% 3.75%

Regular 60 Month Certificate Minimum Balance $1000 3.93% 4.00%

Variable Term Certificate
(18-36 Months) Minimum Balance $1000 3.31% 3.35%

Gift to Minors Certificate
(18 Months) Minimum Balance $1000 3.31% 3.35

12 Month IRA Certificate Minimum Balance $1000 2.97% 3.00%

18 Month IRA Certificate Minimum Balance $1000 3.31% 3.35%

24 Month IRA Certificate Minimum Balance $1000 3.45% 3.50%

36 Month IRA Certificate Minimum Balance $1000 3.50% 3.55%

48 Month IRA Certificate Minimum Balance $1000 3.69% 3.75%

60 Month IRA Certificate Minimum Balance $1000 3.93% 4.00%

Regular Share
($999.99 or Below) Minimum to Open
and Earn APY $5 2.47% 2.50%

($1,000.00 - $24,999.99) --- 2.47% 2.50%

($25,000.00 - $49,999.99) --- 2.47% 2.50%

($50,000.00 - Above) --- 2.47% 2.50%

e-Checking
($50,000.00 or Below) e-Rate² 2.96% 3.00%

e-Checking
($50,000.00 or Below) Base Rate¹ 0.35% 0.35%

e-Checking
($50,000.01 and Above) Base Rate¹ 0.35% 0.35%

e-Checking
($50,000.01 and Above) Cap Rate³ 0.35% 0.35%

Regular Checking
($999.99 or Below) Minimum to Open $25 0.35% 0.35%

($1,000.00 - $24,999.99) --- 0.35% 0.35%

($25,000.00 - $49,999.99) --- 0.35% 0.35%

($50,000.00 & Above) --- 0.35% 0.35%

Money Market
($999.99 or Below) Minimum to Open and
Earn APY $1000 0.00% 0.00%

($1,000.00 - $9,999.99) --- 2.47% 2.50%

($10,000.00 - $24,999.99) --- 2.47% 2.50%

($25,000.00 - $49,999.99) --- 2.72% 2.75%

($50,000.00 & Above) --- 2.96% 3.00%

Club Account
($999.99 or Below) Minimum to Open
and Earn APY $5 2.47% 2.50%

($1,000.00 - $24,999.99) --- 2.47% 2.50%

($25,000.00 - $49,999.99) --- 2.47% 2.50%

($50,000.00 & Above) --- 2.47% 2.50%

Uniform Gift to Minors
($999.99 or Below) Minimum to Open
and Earn APY $5 2.47% 2.50%

($1,000.00 - $24,999.99) --- 2.47% 2.50%

($25,000.00 - $49,999.99) --- 2.47% 2.50%

($50,000.00 & Above) --- 2.47% 2.50%

IRA Contributory Minimum to Open
and Earn APY $50 2.72% 2.75%

Tyndall Savers 91 Day
Certificate Minimum Balance $250 2.77% 2.80%

Tyndall Savers 182 Day Certificate Minimum Balance $250 2.83% 2.85%

Tyndall Savers 12 Month Certificate Minimum Balance $250 2.97% 3.00%

Tyndall Savers Add-On Certificate
(1 Year) Minimum Balance $250 2.90% 2.90%

Tyndall Savers 18 Month Certificate Minimum Balance $250 3.31% 3.35%

Tyndall Savers 24 Month Certificate Minimum Balance $250 3.45% 3.50%

Tyndall Savers 36 Month Certificate Minimum Balance $250 3.50% 3.55%

Tyndall Savers 48 Month Certificate Minimum Balance $250 3.59% 3.65%

Tyndall Savers 60 Month Certificate Minimum Balance $250 3.69% 3.75%

Tyndall Savers Variable Term Certificate (18 to 36 Months) Minimum Balance $250 3.31% 3.35%

Tyndall Savers Regular Share
($999.99 or Below) Minimum to Open
and Earn APY $5 2.47% 2.50%

($1,000.00 - $24,999.99) --- 2.47% 2.50%

($25,000.00 - $49,999.99) --- 2.47% 2.50%

($50,000.00 & Above) --- 2.47% 2.50%

Tyndall Savers Checking
($999.99 or Below) Minimum to Open $25 0.35% 0.35%

($1,000.00 - $24,999.99) --- 0.35% 0.35%

($25,000.00 - $49,999.99) --- 0.35% 0.35%

($50,000.00 & Above) --- 0.35% 0.35%

Tyndall Savers Money Market
($249.99 or Below) Minimum to Open and Earn APY $250 0.00% 0.00%

($250.00 - $9,999.99) --- 2.47% 2.50%

($10,000.00 - $24,999.99) --- 2.47% 2.50%

($25,000.00 - $49,999.99) --- 2.72% 2.75%

($50,000.00 & Above) --- 2.96% 3.00%

Tyndall Savers Club Account
($999.99 or Below) Minimum to Open
and Earn APY $5 2.47% 2.50%

($1,000.00 - $24,999.99) --- 2.47% 2.50%

($25,000.00 - $49,999.99) --- 2.47% 2.50%

($50,000.00 & Above) --- 2.47% 2.50%

Notes:

Effective Dates of Rates Shown:

Share, Regular Checking, Club, Uniform Gift to Minors, and IRA Contributory Accounts - 4/23/08 e-Checking Accounts - 4/16/08 Money Market Accounts - 4/23/08 Regular and IRA Certificate Accounts - 5/07/08. The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account. The APY on variable rate accounts (Share, Checking, Money Market, Club, & Uniform Gift to Minors Accounts) may change after the account is opened. For all certificate accounts, a penalty may be imposed for early withdrawal. For all certificate accounts, the annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. The APY shown for the 91-Day and 182-Day Certificates assumes multiple maturities in one year. Tyndall Federal Credit Union does not offer institutional certificates of deposit. ¹Base Rate APY paid monthly on daily balances to members who do not meet qualifying conditions.
²e-Rate APY paid monthly on daily balances $0.00 up to $50,000.00 to members who do meet qualifying conditions.