New/Used Auto/Truck
New/Used Boat
New/Used RV
Motorcycle/Personal Watercraft
Mortgage
Home Equity Loan
Home Equity Line of Credit
Personal Loan
Personal Line of Credit

New/Used Auto/Truck1Effective Date: 06-15-2009
	Maximum Term	APR as low as2	Monthly Payment per $1,000
New Auto/Truck	48 Mo.	3.49%	$22.39
	60 Mo.	3.49%	$18.22
	72 Mo.3	4.49%	$15.90
Used Auto/Truck	48 Mo.	3.49%	$22.39
	60 Mo.	3.49%	$18.22
	72 Mo.	4.49%	$15.90
1LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00. Each time you exceed your credit limit on a Line-of-Credit Loan, you will be charged $15.00. 2APR = Annual Percentage Rate Rates are subject to change at the Credit Union's discretion. 3$20,000 Minimum Loan Amount

New/Used Boat1Effective Date: 10-01-2009
	Maximum Term	APR as low as2	Monthly Payment per $1,000
New Boat	48 Mo.	5.99%	$23.48
	60 Mo.	5.99%	$19.33
	84 Mo.5	5.99%	$14.61
	144 Mo.4	6.49%	$10.02
	180 Mo.3	6.75%	$8.85
Used Boat	48 Mo.	6.25%	$23.60
	60 Mo.	6.25%	$19.45
	84 Mo.	6.50%	$14.85
	120 Mo.4	6.75%	$11.49
1LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00. Each time you exceed your credit limit on a Line-of-Credit Loan, you will be charged $15.00. 2APR = Annual Percentage Rate Rates are subject to change at the Credit Union's discretion. 3$75,000 Minimum Loan Amount w/ balloon 4$50,000 Minimum Loan Amount 5$25,000 Minimum Loan Amount

New/Used RV1Effective Date: 10-01-2009
	Maximum Term	APR as low as2	Monthly Payment per $1,000
New RV	48 Mo.	5.99%	$23.48
	60 Mo.	5.99%	$19.33
	84 Mo.5	5.99%	$14.61
	144 Mo.4	6.49%	$10.02
	180 Mo.3	6.75%	$8.85
Used RV	48 Mo.	6.25%	$23.60
	60 Mo.	6.25%	$19.45
	84 Mo.	6.50%	$14.85
	120 Mo.4	6.75%	$11.49
1Cash down payment required. LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00. Each time you exceed your credit limit on a Line-of-Credit Loan, you will be charged $15.00. 2APR = Annual Percentage Rate Rates are subject to change at the Credit Union's discretion. 3$75,000 Minimum Loan Amount w/ balloon 4$50,000 Minimum Loan Amount 5$25,000 Minimum Loan Amount

Motorcycle/Personal Watercraft2Effective Date: 10-01-2009
Maximum Term	APR as low as3	Monthly Payment per $1,000
48 Months	6.25%	$23.60
60 Months	6.25%	$19.45
72 Months1	6.49%	$16.81
1$50,000 Minimum Loan Amount 2LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00. Each time you exceed your credit limit on a Line-of-Credit Loan, you will be charged $15.00. 3APR = Annual Percentage Rate Rates are subject to change at the Credit Union's discretion.

Home Equity LoanEffective Date: 03-10-2009
Maximum Term	Loan-to-Value	APR as low as1
180 Months	70%	5.75%
180 Months	75%	5.75%
180 Months	80%	6.50%
1APR = Annual Percentage Rate Rates are subject to change at the Credit Union's discretion.

Home Equity Line of CreditEffective Date: 02-11-2008
Loan-to-Value	APR as low as1
70%	4.00%
80%	4.00%
1APR = Annual Percentage Rate Minimum APR of 4.00% Rates are subject to change at the Credit Union's discretion.

Personal Loan and Personal Secured Loan2Effective Date: 10-01-2009
Maximum Term	APR as low as1	Monthly Payment per $1,000
48 Months	8.99%	$24.88
60 Months	9.25%	$20.88
1APR = Annual Percentage Rate Rates are subject to change at the Credit Union's discretion. 2LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00. Each time you exceed your credit limit on a Line-of-Credit Loan, you will be charged $15.00.

Personal Line of CreditEffective Date: 10-01-2009
APR as low as (with automatic payments)1	APR as low as (without automatic payments)1
9.50%	9.75%
1APR = Annual Percentage Rate Rates are subject to change at the Credit Union's discretion.