Tyndall Federal Credit Union

Credit Cards

Put the power of a TFCU Visa^® to work for you

Tyndall Federal is committed to offering its members the best possible products and services. We give you two types of credit cards, with four credit card options – you choose the one that best suits your needs.

Visa^® Gold Visa^® Platinum

If you pay off your credit card gradually, our low fixed rates translate into savings on the interest you pay. If you tend to pay off your credit card every month, you will be pleased to note that we offer a 25-day grace period (on purchases) during which you can pay off your balance interest-free.

With any Tyndall Federal Visa^® Credit Card, you’ll enjoy all the benefits of Visa^®, including:

Cash access at a network of ATMs all over the world
Auto Rental Collision Damage Waiver Program
Emergency Medical and Dental Coverage
Lost Luggage Reimbursement
Travel & Emergency Assistance Service
Emergency Evacuation & Transportation Coverage
Hotel/Motel Burglary Coverage
Travel Accident Insurance
Warranty Manager Service

No matter which card you choose, a Tyndall Federal Credit Union Visa^® Credit Card is a great bargain.

Apply for your Tyndall Federal VISA^® now online, drop by one of our branch locations, or contact the Call Center at (850) 747-4321, or toll-free 877-747-4321.

VISA® Credit Cards¹Effective Date: 10-01-2009
	Lowest ANNUAL PERCENTAGE RATE	Lowest Daily Periodic Rate	Highest ANNUAL PERCENTAGE RATE	Highest Daily Periodic Rate
VISA® Gold Basic	7.95%	0.010932%	10.75%	0.029452%
VISA® Gold Premium	11.90%	0.032603%	12.90%	0.035342%
VISA® Platinum Basic	6.90%	0.010932%	6.90%	0.018904%
VISA® Platinum Premium	10.90%	0.029863%	10.90%	0.029863%
¹MINIMUM PAYMENT - The minimum monthly payment is 2.5% of your Total New Balance or $30.00, whichever is greater, plus the amount of any prior payments that you have not made, and any amount you are over your credit limit. TELEPHONE INFORMATION AND MAILING ADDRESS - For all purposes concerning your VISA® Gold account, call us at 850-769-9999 or toll free 1-888-TYNDALL or write to us at PO Box 59760, Panama City, FL 32412-0760. To report a lost or stolen VISA® Platinum card, call 1-866-604-0381 or write Credit Card Security Department, PO Box 30035, Tampa, FL 33630. For other purposes concerning your VISA® Platinum, call 1-800-615-1161 or write Certegy premium Customer Service, PO Box 31676, Tampa, FL 33631. LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $2.00. Each time you exceed your credit limit you will be charged $15.00. FINANCE CHARGE - Finance Charge (interest) is calculated at the daily periodic rate and corresponding annual percentage rate on the average daily balance of purchases and cash advances as described above: