What's on Your Wish List?

Whatever your wish is this holiday season, let Tyndall help you make it an extra special one with our Skip-A-Payment Program. 

If you have a loan with us, you may be able to skip one month's loan payment (November, December or January) and give yourself a gift you can really use this holiday season - extra cash!


You decide the timing - which month is best for you?

• Skip a Tyndall loan payment in November and use your extra cash to shop those exciting after-Thanksgiving sales,



• Skip your loan payment in December and celebrate by giving a few extra gifts to your family & friends, or



• Skip your loan payment in January and use that money to pay off your holiday bills or take advantage of the after-Christmas sales
  

It's all up to you.

Once approved, you may skip one month's loan payment on each of your Tyndall loans* (November 2009, December 2009 or January 2010).

Here's how it works:

• Contact us and let us know which loan payment(s) (loan suffix) you would like to skip:
  
  
• speak with a Financial Sales Representative at any of our branch locations,
  
  
• call us at 850-747-4300 (888-896-3255, toll-free), or
  
  
• log into Online Banking and send us a secure email with your request


• A Tyndall employee will review your loan and provide you with the information you need to skip your loan payment.  These instructions will vary depending on whether your payment is made each month by Direct Deposit, automatic transfer, ACH, etc.



• If you have your payment(s) made by Direct Deposit/Payroll Deduction or Automatic Share Transfer, your funds will remain in your Tyndall Share or Checking Account for the billing cycle you elect to skip.  For any payment(s) you have automatically scheduled through Online Banking/Bill Pay at Tyndall or any other financial institution, you must deactivate the payment for the month you choose to skip and then reactivate it after the payment date has passed.



• We must receive your request at least two business days prior to your loan payment due date(s).  If your payment is processed by ACH, we must receive the request at least 5 business days prior to the payment due date.
  

With no penalty for skipping, you can relax and use the money however you wish.

Please note - Tyndall Visa Platinum payments may only be skipped for the month of December.  For members in good standing, there is simply no payment due for the month of December. 

If you have any questions about our Skip-A-Payment program, contact our Call Center at 850-747-4300, or toll-free at 888-896-3255.


*Excluding home equity and mortgage loans, mobile home loans, workout loans, business loans and student loans. Offer subject to approval. All loan accounts must be current to qualify. Only one month’s (November 2009, December 2009, or January 2010) payment per loan is eligible to be skipped. A loan’s first payment is not eligible for Skip-A-Payment. If you choose to skip a payment, interest will continue to accrue on your loan advance and it will take longer to repay the advance. If you have elected GAP coverage you may only skip a payment 2 times per contract. Member Eligibility Required.