Make a Smart Move

Keep your money safe and secure with Tyndall's Certificate Advantage.   With this investment program, you earn an additional 0.25% APY above our published Certificate rates and still have access to funds each year.

How?  It's pretty simple.

• The Certificate Advantage program consists of 5 separate Certificate Accounts with an equal dollar amount in each (minimum required deposit of $500 per Certificate):
  
  
  • a 1-Year Certificate,
  • a 2-Year Certificate,
  • a 3-Year Certificate,
  • a 4-Year Certificate, and
  • a 5-Year Certificate


• Each Certificate earns an additional 0.25% APY above Tyndall's published rate for that Certificate term.
  
  
  • For example, if the current APY for the 1-Year Certificate is 3.50%, your Certificate Advantage 1-Year Certificate will earn 3.75% APY.  If the 2-Year Certificate at that same time is 3.65%, your Certificate Advantage 2-Year Certificate will earn 3.90% APY, etc.


• As each Certificate matures, the funds are available for withdrawal.  Or, you may choose to let the Certificate automatically roll over for a 5-year term at whatever the published rate is on the date of maturity for a Regular 5-Year Certificate.

"Stacking" your Certificates in this manner enables you to have one Certificate maturing each year.  As each Certificate matures, you have penalty-free access to the funds in that Certificate.  If you choose to leave the Certificate alone, it will automatically roll over to a Regular 5-Year Certificate at the published rate on the date of maturity.

You even have dividend payment options available.  For more information, speak with a Financial Sales Representative at any of our branch locations or call us at
(850) 747-4300 (toll-free 888-896-3255).

Concerned about your IRA that is currently held in the stock market and mutual funds?

Make a smart move - bring your IRA to Tyndall.  Certificate Advantage is available for IRA Certificates, too, with the same 0.25% APY advantage (dividend payment options not available for IRA Certificates).