According to the Fair and Accurate Credit Transactions Act (FACT Act), consumers are entitled to receive one credit report, free of charge, from each of the three consumer credit bureaus (Equifax, TransUnion, and Experian). 

You may request a report once every 12 months from each reporting agency through www.AnnualCreditReport.com.  Click here for more information.  Or, call toll-free: 1-877-322-8228.

Mailing Address:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

• Experian
  To order your credit report directly, call 1-888-397-3742
  
  Mailing Address:
  Experian
  P.O. Box 9532
  Allen, TX 75013
  
  To report fraud, call 1-888-397-3742
  
  Mailing Address for Fraud Division:
  Experian Fraud Division
  P.O. Box 1017
  Allen, TX 75013


• Equifax
  To order your credit report directly, call 1-800-685-1111
  
  Mailing Address:
  Equifax
  P.O. Box 740241
  Atlanta, GA 30374-0241
  
  To report fraud, call 1-800-525-6285
  
  Mailing Address for Fraud Division:
  Equifax Fraud Division
  P.O. Box 740250
  Atlanta, GA 30374


• TransUnion
  To order your credit report directly, call 1-800-888-4213
  
  Mailing Address:
  TransUnion, LLC
  P.O. Box 1000
  Chester, PA 19022
  
  To report fraud, call 1-800-680-7289
  
  Mailing Address for Fraud Victim Assistance Dept.
  TransUnion Fraud Victim Assistance Dept.
  P.O. Box 6790
  Fullerton, CA 92834-6790