Do your business online and earn more on your money

How does it work?

To receive this higher yield (the e-Rate) and ATM fee refunds, the following requirements must be met each month (no later than 7:30 pm Central time):

• enrollment in Tyndall Federal's Online Banking,


• enrollment in e-Statements through Online Banking,


• at least 15 Check (Debit) Card transactions. This includes the following ATM transactions, using your Check Card:
  
  
  • withdrawals from your e-Checking Account
  
  
  • transfers from your e-Checking Account (transfers to your e-Checking Account are not included)
  
  
  • deposits to your e-Checking Account
  
  
• at least one Direct Deposit into your membership, or at least one automatic debit from your e-Checking Account

Important Notes:

• When you convert your account to e-Checking or open a new e-Checking Account, please understand that enrollment in e-Statements, Online Banking, etc. does not happen automatically.  The credit union cannot enroll you in these services; you are responsible for ensuring that all steps have been taken so that you may meet the criteria each month.  Click on the "Enroll" button below to enroll in Online Banking now.

• If you use your Tyndall Federal Check Card as a signature transaction (credit option), please remember that the transaction does not post immediately.  Please allow approximately 3-5 business days for the transaction to post.  Transactions that require a PIN (debit option) are posted immediately.


• All account criteria must be met no later than 7:30 pm (Central) on the last day of each month in order for you to receive the e-Rate on the account.

If you meet the account criteria for the month, you:

• earn the e-Rate on the account for that month on e-Checking balances up to $50,000


• receive refunds for any ''foreign'' ATM transactions you may have made during the month (up to $15/month)


• earn the Cap Rate (currently the same as the Regular Checking Account dividend rate) on any e-Checking balances over $50,000

If you do not meet the account criteria in any particular month, you:

• earn the Base Rate (currently the same as the Regular Checking Account dividend rate) on the funds in the e-Checking Account for that month


• do not receive a refund of any ATM fees you may have incurred during that month

Your account criteria are outlined in an Account Summary on your monthly e-Statement. This will enable you to see what criteria were or were not met during the month.  If, by chance, you do not meet the qualifying criteria for the month, it's OK.  We simply encourage you to meet the qualifying criteria next month so you can enjoy the rewards of e-Checking!